Réalisez jusqu'à 50 % d'économies sur l'assurance de votre prêt !
Notre offre assurance de prêt
Demande de devis
Mieux comprendre
Contacts Nos partenaires
C : COURTAGE
Votre spécialiste en assurance de prêt
H
A
B
I
T
A
T
Loan Insurance
(
Master LnI 2
)
Pri vate indi vidual or Entrepreneur
High investment security insurance
Insurance Application - 2005 L o a n s : from E310,001 t o E7,600,000 D e a t h / T I L A subscription possible up to age 65 R e d u c t i o n for non-smokers "Bonus" ser v i c e s : removal and works
assurances
Master LnI 2
Hight investissement security insurance
Reserved for APRIL Assurances
PRE 2051
Subscription application
Insurance consultant no. 4 5 4 5 5 Subscrib er no. YES NO
C: COURTAGE 17 Villa du Petit Parc 94000 CRETEIL Tél. : 01 45 17 68 68
000C3IOF
Stamp and signature of insurance consultant
Fax sent on
Are you already insured with APRIL Assurances?
PLEASE COMPLETE THIS SUBSCRIPTION APPLICATION IN BLOCK CAPITALS Subscriber Company Private
Company name/Name: ............................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................ A ddress: .................................................................................................................................................................................................................................................................................... Post Code : Town: ..........................................................................................................................................................................
INSURED 1
Mr
Mrs
Ms
Name: .......................................................................................................................................................................................................................... First name: ................................................................................................................................................................................ Date of birth So cial Security system subdivision: So c Sec Self-employed Agric. Other: ................................................................................................ Status*: Executive Executive category Non-executive Profession Artisan Trader Farmer Exact profession: .................................................................................................................................................................................. A ctivity sector: ........................................................................................................................................ Employer: .......................................................................................................................... No. of business km/year (excluding journey between home and work): 15,000 km/year + 15,000 km/year Work abroad: if yes, Country: ...................................... Do you regularly handle loads in your work? Yes No Frequency of trips abroad: .................................................. Do you work at a height of over 15 metres? Yes No Work contract: Permanent work contract Fixed term contract Temp orar y worker Suspension Seasonal worker <1/2 time Susp ension of work contract; reason: ..................................................................................................................................................................................
INSURED 2
Mr
Mrs
Ms
Name: .......................................................................................................................................................................................................................... First name: ................................................................................................................................................................................ Date of birth So cial Security system subdivision: So c Sec Self-employed Agric. Other: ................................................................................................ Status*: Executive Executive category Non-executive Profession Artisan Trader Farmer Exact profession: .................................................................................................................................................................................. A ctivity sector: ........................................................................................................................................ Employer: .......................................................................................................................... No. of business km/year (excluding journey between home and work): 15,000 km/year + 15,000 km/year Work abroad: if yes, Country: ...................................... Do you regularly handle loads in your work? Yes No Frequency of trips abroad: .................................................. Do you work at a height of over 15 metres? Yes No Work contract: Permanent work contract Fixed term contract Temp orar y worker Suspension Seasonal worker <1/2 time Susp ension of work contract; reason: .................................................................................................................................................................................. * If your client is intermittent, propose LnI Solution.
Joint information
Present address: .................................................................................................................................................................................................................................................... Post Code Email: .................................................................................................................................................................................................. Home phone M obile Future address: .................................................................................................................................................................................................................................................... Post Code Town:
..........................................................................................................................................................................
Planned removal date: Town: ..........................................................................................................................................................................
Characteristics of loan 1
Insurance start date (date of signing loan offer) Loan amount
..........................................................
Date of 1st repayment Rate type Fixed Variable Interest rate
............................................
Total duration of loan (including deferred
amortization or pre-payment period)
.......................................................................................
Euros
M onth
%
If loan repayment other than monthly, give details: ......................................................................................
Classic Flexible Purp ose of loan: Main residence Professional investment Deferred amortization or pre-payment period:
Typ e of loan:
Credit Lease Interest-only (=10 years) Successive release Interest-only (>10 years) Bridging loan Zero-interest loan Other: ............................................ Prop erty purchase Rental investment Other: .................................................................................................................................................................................................................................................................................................... No Yes Numb er of months
Are the loan repayments constant throughout the deferred period? Yes No (if no, TTIW/PTD impossible for interest-only loans and loans with deferred amortization between 6 and 24 months) Lending organisation: Name: .......................................................................................................................................................................................................................... A ddress: .............................................................................................................................................................................................................................................. Post code Town: ............................................................................................................................................................................................................................ Phone Fax If the delegation of benefit is to be sent to another address (branch or registered office), give details: ......................................................................................................................................................................................................................
..............................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................
A ddress:
............................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................
Post Code Town: ................................................................................................................................................................................................................................ Phone Fax If the beneficiary is not the lender, send us the bank's written agreement and specify the beneficiary clause: ......................................................................................................................................................................................
...................................................................................................................................................................................................................................................... ..............................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................
02
subscription application
Characteristics of loan 2
Insurance start date (date of signing loan offer) Loan amount
..........................................................
Date of 1st repayment Rate type Fixed Variable Interest rate
............................................
Total duration of loan (including deferred
amortization or pre-payment period)
.......................................................................................
Euros
M onth
%
If loan repayment other than monthly, give details: ......................................................................................
Classic Flexible Purp ose of loan: Main residence Professional investment Deferred amortization or pre-payment period:
Typ e of loan:
Credit Lease Interest-only (=10 years) Successive release Interest-only (>10 years) Bridging loan Zero-interest loan Other: ............................................ Prop erty purchase Rental investment Other: .................................................................................................................................................................................................................................................................................................... No Yes Numb er of months
Are the loan repayments constant throughout the deferred period? Yes No (if no, TTIW/PTD impossible for interest-only loans and loans with deferred amortization between 6 and 24 months) Lending organisation: (if different from 1st) Name: .......................................................................................................................................................................................................................... A ddress: .............................................................................................................................................................................................................................................. Post code Town: ............................................................................................................................................................................................................................ Phone Fax If the delegation of benefit is to be sent to another address (branch or registered office), give details: ......................................................................................................................................................................................................................
..............................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................
A ddress:
............................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................
Post Code Town: ................................................................................................................................................................................................................................ Phone Fax If the beneficiary is not the lender, send us the bank's written agreement and specify the beneficiary clause: ......................................................................................................................................................................................
...................................................................................................................................................................................................................................................... ..............................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................
Characteristics of Insurance Insured 1
Coverage rate DC/TILA Loan 1 Loan 2 Medical Professions option + 25%
( IP) (DC)
Coverage rate (2) TTIW/PTD (AT) or PTD only (1) (IT)
.................................................................................................................................................... ....................................................................................................................................................
Total amount of premium (3)
.................................................................................................................................................... ....................................................................................................................................................
.................................................................................................................................................... ....................................................................................................................................................
% %
% %
e e
Reduction for non-smokers - 25%
(NF)
C1 C2 + 25 %
C3 + 50 %
Characteristics of Insurance Insured 2
Coverage rate DC/TILA Loan 1 Loan 2 Medical Professions option + 25%
( IP) (DC)
Coverage rate (2) TTIW/PTD (AT) or PTD only (1) (IT)
.................................................................................................................................................... ....................................................................................................................................................
Total amount of premium (3)
.................................................................................................................................................... ....................................................................................................................................................
.................................................................................................................................................... ....................................................................................................................................................
% %
% %
e e
Reduction for non-smokers - 25%
(NF)
C1 C2 + 25 %
C3 + 50 %
(1) Check the option chosen. (2) Within the limit of DC/TILA and a monthly payment of e7,600. (3) Shown on your personalised study.
If you have other loans, please complete the "Additional loans" form.
Payment method
Direct debit
Cheque (only for annual or six-monthly payment)
Frequency: monthly quarterly six-monthly annual Payment charge: e2.29 per payment Indicate the day of the month for debiting your premium, between 1st and 10th . Subscription fee: e20 (This amount is not due if the subscriber is already insured with APRIL Assurances) I attach a cheque in advance payment - amount (minimum e45) ................................................................................................................................................. made out to APRIL Assurances. I apply for subscription to the APRIL Assurances "Association des Assurés" and its subscribed agreement with Axeria on my behalf. "I declare that I have been informed of the statutes and internal regulations of the APRIL Assurances "Association des Assurés". I declare that I have been informed of the general terms serving as information notice reference PREM2 04-09/04 for my cover as attached to this subscription application, that I accept their provisions and have kept a copy of them, together with the terms applicable to APRIL Assurances management operations. Within the framework of modification of my contract by means of an additional clause, I note that the general terms applicable are those of which I was informed on signature of the initial subscription application. I the undersigned declare that I have answered all the questions asked exactly and sincerely, that I have not declared anything or omitted to declare anything that could mislead the "Association des Assurés" Insurer (it being clearly understood that sections L1 3-8 and L1 3-9 of the Insurance Code prescribe insurance 1 1 nullity or reduced cover if it is proved that a false declaration has been made)." I declare that I have been informed that my phone communications with APRIL Assurances offices may be recorded for internal management purposes. I may obtain access to the records concerning me by sending a letter to the following address: APRIL Assurances, 27 rue Maurice Flandin, BP 3261, 69 LYON CEDEX 403, it being understood that each record is kept for a maximum period of two months.
Signed in:(place) Date:
Signature of subscriber, preceded by the wording "read and approved"
Signature of Insured 1 preceded by the wording "read and approved"
Signature of Insured 2 preceded by the wording "read and approved"
03
subscription application
Copy for INSURED
Master LnI 2
H i g h t investissement security insurance
Health questionnaire
(
Solution
Failure to reply to one of the questions may give rise to rejection of the contract subscription application. Please answer YES or NO as applicable. If you answer YES to any question, please specify in each case: the disease or reason for surgical operation, the dates and all other information specifically requested on the questionnaire. Attach all necessary supporting documentation and send it in an envelope stamped confidential to the APRIL Assurances Medical Examiner. Medical questionnaire valid for 3 months from date of signature.
)
Insured 1
1
Name:
....................................................................................................
First name:
....................................................................................
Weight:
......................................
Height:
......................................
a- Do you suffer from, or have you suffered from, one of the following illnesses or diseases: hepatitis, type 1diabetes, multiple sclerosis, cancer within the past 5 years, organ transplant, haemophilia or genetic disease? b- Have you had a seropositivity screening test for HBV, HCV, HIV? c- Do you have special working hours and/or conditions for medical reasons?
oui oui oui
2 3
if the answer to one of these questions is yes, assessment by APRIL Assurances
Are you suffering from or have you suffered from a disorder, a chronic or recurring illness, a disability or after-effects (accident or illness)? a- Are you at present on sick leave following an accident or illness (except legal maternity leave)? b- Have you been on sick leave for over 30 days during the past 5 years? a- Have you had an operation during the past 10 years?*
oui oui oui
If you answer "yes" to points a and/or c of question 1, and/or one of your non seropositivity tests is positive, please complete an LnI Solution quote request. If yes, on what tests: HBV result: .......................................................................................................................................................................................................................................... non HCV result: ........................................................................................................................................................................................................................................ HIV result: ............................................................................................................................................................................................................................................ non Reason: ............................................................................................................................................................................................................................................................................ Type of illness or disease: ...................................................................................................................................................................................................... non ............................................................................................................................................................................................................................................................................................................ When: .............................................................................................................. Duration: .................................................................................................................... non Reason: ............................................................................................................................................................................................................................................................................ Since when: .......................................................................................................................................................................................................................................................... non Reason: ............................................................................................................................................................................................................................................................................ Start date End date non Reason: .......................................................................................................... When: ................................................................................................................................ Duration of hospitalisation: ............................................................................................................................................................................................ non Reason: .......................................................................................................... When: ................................................................................................................................ Duration of hospitalisation: ............................................................................................................................................................................................
............................................................................................................................................................................................................................................................................................................ ........................................................................................................
oui oui
4 5 6
b- Have you been admitted to hospital during the past 10 years?* * except for maternity, appendicitis, tonsils, adenoids, varicose veins, wisdom teeth, bladder, hiatus or inguinal hernia, haemorrhoids, deviation of the nasal septum, caesarean, voluntary termination of pregnancy. Do you have or have you had any rheumatic illnesses or vertebral/disc disorders? Have you had any injuries to your joints, muscles or ligaments during the past 5 years? Do you take or have you taken medical treatment for: - a cancerous disease, - a neurological disorder (e.g. epilepsy, etc.), - a psychiatric disorder (e.g. nervous breakdown, etc.), - a metabolic disorder (e.g. cholesterol, triglycerides, diabetes, etc.), - a pulmonary disease (e.g. asthma, etc.), - a cardiac or vascular disease (e.g. hypertension, etc.), - a rheumatic disease (e.g. lumbago, sciatica, etc.), - an endocrine disorder (e.g. thyroid, etc.), - or for any other illness with treatment for over a month (e.g. renal, urinary, genital or hepatic disorder, infectious illnesses, etc.).
ONFI C
TIEL DEN
oui oui oui oui oui oui oui oui oui oui oui oui oui oui oui oui non non Which: Which:
........................................................................................................................................ ........................................................................................................
........................................................................................................................................
Area of injuries: Since when Area of injuries: Date
............................................................................................
............................................................................................
Reason: ............................................................................................................................................................................................................................................................................
............................................................................................................................................................................................................................................................................................................
7
non ............................................................................................................................................................................................................................................................................................................ non ............................................................................................................................................................................................................................................................................................................ non Which: .............................................................................................................................................................................................................................................................................. non ............................................................................................................................................................................................................................................................................................................ non ............................................................................................................................................................................................................................................................................................................ non ............................................................................................................................................................................................................................................................................................................ non ............................................................................................................................................................................................................................................................................................................ non Since when: .......................................................................................................................................................................................................................................................... non Duration of treatment: ............................................................................................................................................................................................................ Why: ...................................................................................................................................................................................................................................................................................... non Since when: .......................................................................................................................................................................................................................................................... Reason: ............................................................................................................................................................................................................................................................................ non Treatment or correction: Right eye: ........................................................ Left eye: .................................................... non Since when: .......................................................................................................................................................................................................................................................... If yes, which: ...................................................................................................................................................................................................................................................... non If this sport is shown in the list of specific sports on the back of this document, do you want to be covered for this sport: yes (1) no non If yes, which: ...................................................................................................................................................................................................................................................... How often: .............................................................................................................................................................................................................................................................. Do you want to be covered for this sport yes (1) no Which: .............................................................................................................................................................................................................................................................................. non Do you want to be covered for this activity yes (1) no
8 9 10 11
Are you or have you been under medical supervision? (excluding occupational medicine and systematic follow-up during pregnancy) Do you have an eye disease or severe myopia less than 8/10 after correction, or blindness in one or both eyes? For women only: are you pregnant? a- Do you practise a sport within the framework of amateur competitions and/or as a member of a federation and/or a club? b- Do you practise one of the following sports: bobsleigh, snowmobile, ski-bob, skeleton, scuba diving or fishing, sailing, potholing, climbing, mountaineering, bungee-jumping, canyoning, catamaran. Do you practise an aerial activity?
12
oui
(1) Subject to acceptance by APRIL Assurances, which will be mentioned on the subscription certificate.
CAUTION: You must answer all the questions, from 1 to 12. I, the undersigned, declare that I have answered the above questions exactly and sincerely, and that I have not declared anything or omitted to declare anything that could mislead the insurers.
Signed in Date
Signature of Insured 1
Operation of the health questionnaire:
Questions 2 to 12: if you answer one of these questions in the affirmative, a medical assessment will be carried out by the APRIL Assurances medical examiner in order to determine the amount of your premium. By giving us as much information as possible, you will help us to give you an answer as soon as possible.
04 subscription application
Lnl Master 2
Insured 2
Solution
Name:
....................................................................................................
First name:
....................................................................................
Weight:
......................................
Height:
......................................
1
a- Do you suffer from, or have you suffered from, one of the following illnesses or diseases: hepatitis, type 1diabetes, multiple sclerosis, cancer within the past 5 years, organ transplant, haemophilia or genetic disease? b- Have you had a seropositivity screening test for HBV, HCV, HIV? c- Do you have special working hours and/or conditions for medical reasons?
oui oui oui
2 3
if the answer to one of these questions is yes, assessment by APRIL Assurances
Are you suffering from or have you suffered from a disorder, a chronic or recurring illness, a disability or after-effects (accident or illness)? a- Are you at present on sick leave following an accident or illness (except legal maternity leave)? b- Have you been on sick leave for over 30 days during the past 5 years? a- Have you had an operation during the past 10 years?*
oui oui oui
If you answer "yes" to points a and/or c of question 1, and/or one of your non seropositivity tests is positive, please complete an LnI Solution quote request. If yes, on what tests: HBV result: .......................................................................................................................................................................................................................................... non HCV result: ........................................................................................................................................................................................................................................ HIV result: ............................................................................................................................................................................................................................................ non Reason: ............................................................................................................................................................................................................................................................................ Type of illness or disease: ...................................................................................................................................................................................................... non ............................................................................................................................................................................................................................................................................................................ When: .............................................................................................................. Duration: .................................................................................................................... non Reason: ............................................................................................................................................................................................................................................................................ Since when: .......................................................................................................................................................................................................................................................... non Reason: ............................................................................................................................................................................................................................................................................ Start date End date non Reason: .......................................................................................................... When: ................................................................................................................................ Duration of hospitalisation: ............................................................................................................................................................................................ non Reason: .......................................................................................................... When: ................................................................................................................................ Duration of hospitalisation: ............................................................................................................................................................................................
............................................................................................................................................................................................................................................................................................................ ........................................................................................................
oui oui
4 5 6
b- Have you been admitted to hospital during the past 10 years?* * except for maternity, appendicitis, tonsils, adenoids, varicose veins, wisdom teeth, bladder, hiatus or inguinal hernia, haemorrhoids, deviation of the nasal septum, caesarean, voluntary termination of pregnancy. Do you have or have you had any rheumatic illnesses or vertebral/disc disorders? Have you had any injuries to your joints, muscles or ligaments during the past 5 years? Do you take or have you taken medical treatment for: - a cancerous disease, - a neurological disorder (e.g. epilepsy, etc.), - a psychiatric disorder (e.g. nervous breakdown, etc.), - a metabolic disorder (e.g. cholesterol, triglycerides, diabetes, etc.), - a pulmonary disease (e.g. asthma, etc.), - a cardiac or vascular disease (e.g. hypertension, etc.), - a rheumatic disease (e.g. lumbago, sciatica, etc.), - an endocrine disorder (e.g. thyroid, etc.), - or for any other illness with treatment for over a month (e.g. renal, urinary, genital or hepatic disorder, infectious illnesses, etc.).
NFI CO
TIAL DEN
oui oui oui oui oui oui oui oui oui oui oui oui oui oui oui oui non non Which: Which:
........................................................................................................................................ ........................................................................................................
........................................................................................................................................
Area of injuries: Since when Area of injuries: Date
............................................................................................
............................................................................................
Reason: ............................................................................................................................................................................................................................................................................
............................................................................................................................................................................................................................................................................................................
7
non ............................................................................................................................................................................................................................................................................................................ non ............................................................................................................................................................................................................................................................................................................ non Which: .............................................................................................................................................................................................................................................................................. non ............................................................................................................................................................................................................................................................................................................ non ............................................................................................................................................................................................................................................................................................................ non ............................................................................................................................................................................................................................................................................................................ non ............................................................................................................................................................................................................................................................................................................ non Since when: .......................................................................................................................................................................................................................................................... non Duration of treatment: ............................................................................................................................................................................................................ Why: ...................................................................................................................................................................................................................................................................................... non Since when: .......................................................................................................................................................................................................................................................... Reason: ............................................................................................................................................................................................................................................................................ non Treatment or correction: Right eye: ........................................................ Left eye: .................................................... non Since when: .......................................................................................................................................................................................................................................................... If yes, which: ...................................................................................................................................................................................................................................................... non If this sport is shown in the list of specific sports on the back of this document, do you want to be covered for this sport: yes (1) no non If yes, which: ...................................................................................................................................................................................................................................................... How often: .............................................................................................................................................................................................................................................................. Do you want to be covered for this sport yes (1) no Which: .............................................................................................................................................................................................................................................................................. non Do you want to be covered for this activity yes (1) no
Signed in Signature of Insured 2
8 9 10 11
Are you or have you been under medical supervision? (excluding occupational medicine and systematic follow-up during pregnancy) Do you have an eye disease or severe myopia less than 8/10 after correction, or blindness in one or both eyes? For women only: are you pregnant? a- Do you practise a sport within the framework of amateur competitions and/or as a member of a federation and/or a club? b- Do you practise one of the following sports: bobsleigh, snowmobile, ski-bob, skeleton, scuba diving or fishing, sailing, potholing, climbing, mountaineering, bungee-jumping, canyoning, catamaran. Do you practise an aerial activity?
12
oui
(1) Subject to acceptance by APRIL Assurances, which will be mentioned on the subscription certificate.
CAUTION: You must answer all the questions, from 1 to 12. I, the undersigned, declare that I have answered the above questions exactly and sincerely, and that I have not declared anything or omitted to declare anything that could mislead the insurers.
Operation of the health questionnaire:
Date
Questions 2 to 12: if you answer one of these questions in the affirmative, a medical assessment will be carried out by the APRIL Assurances medical examiner in order to determine the amount of your premium. By giving us as much information as possible, you will help us to give you an answer as soon as possible.
Direct debit authorisation
I authorise the establishment holding my account to debit the account, if its situation allows, with all debit amounts specified by the creditor shown opposite. In the case of a dispute on the debit amount I will be able to suspend execution by simple request to the establishment holding my account. I will settle the dispute directly with the creditor.
The creditor: APRIL Assurances national issuer no.: 142 662 27 rue Maurice Flandin - BP 3261 - 69403 LYON CEDEX 03
Codes Establishment Branch
Account to be debited
no. Account no Check code
Mandator y
Debtor
Name: .................................................................................................................................................................................................................................. First name: ................................................................................................................................................................................................................ A ddress: .............................................................................................................................................................................................................................. Postco de Signature : Town: .................................................................................. Date
Establishment holding account to be debited Name: ...................................................................................................................................................................................................................................................................... A ddress: ................................................................................................................................................................................................................................................................
..................................................................................................................................................................................................................................................................................................
Post Code
Town:
............................................................................................................................................................
creditor, I send this form to the ice account ing a bank or post off- mandatory) attach B or RIP identification slip (RI the back) (stapled to
05
subscription application
List of specific sports*
· Equestrian sports: horse shows, hurdling, cross country, polo, rodeo. · Motor sports: hill-climbing, speed trials, Formula 1-2-3, go-karting, rallies, long-distance rallies, stock car. · Motorbike sports: circuit racing, hill-climbing, endurance, enduro, motocross, quad in competition, long-distance rallies, speedway, trial. · Winter sports: comp etition sledging, competition skating, extreme skiing. · Water sports: rafting, jet ski, outboard racing, offshore racing, navigation over 20 miles from coast. · Boxing and martial arts in competition, American football (if TTIW/PTD waiting period is 30 days), amateur rugby (if TTIW/PTD waiting period is 30 days), competition mountain biking, triathlon.
* If you want to be covered for one of the sports shown in this list, an assessment of your application will be required.
I enclose
· My subscription application: completed, dated and signed by the 2 insured parties, · My direct debit authorisation: completed and signed, · My bank or post office account identification slip, · My cheque for the advance payment: made out to APRIL Assurances, · Supporting medical documentation, etc. · Copy of the loan agreement.
06 subscription application
And after subscription?
Your subscription application is processed as soon as it is received by APRIL Assurances: your subscriber documentation is sent to you via your broker. Your delegation of benefit* is sent directly to your bank, so that your loan can be released as soon as possible;
(
our subscriber documentation is sent to you via your broker.
y
)(
rocessing by APRIL Assurances
P
)(
Y
) ) )
( (
T
he delegation of benefit* is faxed and/or posted to the bank
)(
our insurance documentation is sent to your broker.
The bank can release the funds
)(
You have all your documents
(
07
* Delegation of benefit: · The bank becomes the beneficiary of your insurance throughout the term of your loan. · The capital on death or your loan repayments in the case of work stoppage (if this option is subscribed), are repaid directly to it. · Any modification to the contract must be made with the agreement of your bank.
)
subscription application
T h e APRIL Assurances offer
APRIL Assurances designs, manages and distributes simple and innovative insurance solutions to a network comprising 11,400 independent insurance consultants in France. Its fields of expertise are wide and diversified, enabling it to offer a response to the widest possible range of insurance requirements: families, seniors, students, travellers, borrowers, directors, employees, self employed workers, etc. APRIL Assurances cover is clear, comprehensible and accompanied by numerous services offering additional convenience to everyone.
Areas of expertise
Providence
H e a l t h insurance a n d individual providence solutions. Phone 0 891 46 9000
(e0.23 inc. VAT/min)
Habitat
L o a n insurance a n d credit offer solutions.
Company
H e a l t h insurance and p r o v i d e n c e solutions for c o m p a n i e s , protection for c o m p a n y directors. Phone 04 72 36 75 35
Phone 0 891 46 6000
(e0.23 inc. VAT/min)
PAT R I M O N Y
M O B I L I TY
IARD
S a v i n g , retirement a n d defiscalization solutions.
I n t e r n a t i o n a l insurance solutions.
A u t o m o b i l e and home i n s u r a n c e solutions.
Key figures
· · · · APRIL Assurances founded in 1988, Division of APRIL GROUP, listed on the "Second Marché" of the Paris bourse, 1 million people insured individually or through their employers, A network of 11,400 independent insurance consultants distributed throughout French territory, · 550 staff.
Your Insurance Consultant
C: COURTAGE 17 Villa du Petit Parc 94000 CRETEIL Tél. : 01 45 17 68 68
assurances
Registered office, 27 rue Maurice Flandin - BP 3261 69403 Lyon Cedex 03 Fax 04 78 53 65 18 - Internet www.april.fr
APRIL ASSURANCES IS A DIVISION OF APRIL GROUP
Insurance management and broking SA with capital of e500,000 - Registered on the ALCA list - 428 702 419 RCS Lyon. Financial and professional civil liability cover in accordance with sections L530.1 and L530.2 of the Insurance Code.
Réf. 09050 - All marks, logos, graphic layout and promotional text contained in this document are registered and the property of APRIL Assurances SA. These elements, and text of any kind, may not be reproduced in whole or in part. Failure to comply with this rule will lead to legal action.
· ISO 9001 version 2000 certification. · Immediate processing of documentation for management within a maximum 24 hours. · 94% of people insured satisfied. · 96% of insurance consultants satisfied (IPSOS results 2004).